If you are over here in the United Kingdom and in the market for the latest Android Ice Cream Sandwich smartphone from the Samsung camp, you might like to know that if you opt to purchase the Samsung Galaxy S3 from Tesco Phone Shop, which shouldn’t be confused with Tesco Mobile, you will get free insurance.

According to an article over on IT Proprotal, Tesco Phone Shop is offering free insurance on all pay monthly smartphone including the white Samsung Galaxy S3 handset, which according to the guys is the most expensive smartphone to be covered by the insurance.

However, this free insurance offer does not included Apple iPhone, but if you are in the market for the Galaxy S3 or over high end smartphone the insurance offer covers loss of the device, accidental and malicious damage, water and liquid damage, and theft, and up to 2 claims can be made in a 12-month period even if the device has been used by another member of your family.

Apparently Tesco has promised to replace your smartphone with the same make and model, and there is also a recovery service that locks your handset, blocks the device if someone else puts in a SIM, sounds a siren of the device if it is stolen , and helps locate your phone if it goes missing.

Seems like a good deal to me, free smartphone insurance has got to be a good deal especially when paying for smartphone insurance can be quite expensive, and you never know when you will need it.